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Payday loans are short-term loans designed to tide you over until payday, but they’re an expensive way to borrow. You should only ever get a payday loan if you’re 100% certain you can repay it on time, so if you’re thinking about taking one out, here’s what you need to know. How payday loans work Payday loan companies sell themselves on the basis that getting hold of a loan from them is quick and easy and they will consider your application even if you have a poor credit history.
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