Heritage Education Funds Inc. (Heritage) is a Canadian provider of fixed-income Registered Education Saving Plans (RESPs) with almost 50 years in Registered Education Savings Plan (RESP) experience. Heritage has a large network of RESP Dealing Representatives who have been helping families save for their children's post-secondary education since 1965. Their beneficiaries (recipients of the funds) and subscribers include parents, grandparents, family members and family friends across Canada. As of September 30, 2013, Heritage has over $2.2 billion in assets under management and empowering nearly 440,000 children with a post-secondary education, with $1.1 billion in payouts since inception.