Nicol Insurance Inc. is a professional organization dedicated to providing insurance solutions made available to our clientele at competitive pricing. Our firm is registered as a licensed insurance broker with the Registered Insurance Brokers of Ontario (RIBO). We act in the capacity of intermediary between the consumer (the buyer of insurance) and the insurer (insurance company accepting the risk), and as a result, earn commissions and/or fees payable by the insurer or client for providing this service.